Insurance is all about managing risks. Insurance companies avoid taking any risks when they are setting the rates for a product. They want to take precautions to ensure that you won’t die prematurely, causing them to pay out a lot more than you paid in. What sort of risks areContinue Reading

Whether you are purchasing term insurance or permanent life, one of the most important issues to consider is the financial health of the company that’s providing the insurance. After all, you want to make sure the company will still be in business when your beneficiaries need that payoff. To checkContinue Reading